Your journey to home
ownership starts here.

Close on time, all the time

John Picinic: Mortgage Expert

Meet Your Mortgage Expert

John Picinic

John Picinic is a nationally renowned mortgage expert known for delivering clarity, strategy, and results in today’s complex lending landscape. By combining data-driven insights with a client-first philosophy, he empowers buyers, sellers, and investors to make more confident decisions. Whether navigating challenging markets, optimizing financial structures, or anticipating industry shifts, John provides the leadership and precision today’s real estate environment demands. Over the course of his career, he has built a reputation for translating intricate financial scenarios into simple, actionable solutions. John partners closely with clients, real estate professionals, and industry leaders to design lending strategies that support both immediate goals and long-term financial growth. His commitment to transparency, education, and strategic planning has earned him recognition as a trusted authority in mortgage lending and a go-to resource for those seeking a competitive advantage in a rapidly evolving market.

With a background in high-line auto financing and a ‘larger than life’ personality I am one unique individual! From a young age I was an overachiever in all sports; basketball, football, baseball, and soccer. I loved the challenge and the team work those sports require to win consistently. I was also a detailed and disciplined player which helped my high school football team win 3 consecutive state championships while simultaneously playing for an AAU basketball team that had achieved 8th place in the country and was rated the 4th best basketball player in the United States. I know what it feels like to win!

These same patterns and habits carried over into my career with Highlands Mortgage. I have never been more determined to produce the best possible results for my clients as I am today.
I want you to win!

John Robert Picinic

NMLS #134871 | 817.846.2800 | [email protected] | MortgagesByJohn.com

LICENSED IN SERVING:

MortgagesByJohn__LicensedStates

Providing Mortgage Solutions for all Cities and Counties in Texas, New Jersey, Florida, Colorado, North Carolina, South Carolina, & Georgia!

About Highlands Mortgage

Here at Highlands Mortgage, we specialize in residential financing. We can accommodate any loan type and not limited to FHA, USDA, VA, Conforming, Jumbo, VA Jumbo, High Balance, Home Ready, Home Possible, and many more. Being a stickler for paperwork has made the home financing process a breeze for my clients and their referral partners. I am here to serve you!

 

Highlands Mortgage is committed to orchestrating a World Class Mortgage Lending Experience for our Borrowers and Partners. Our vision is to protect the integrity of each step in the process with excellence and thoroughness from the application until the loan closes and funds so that our customers and partners enjoy the blessings of stewarding home ownership from the first-time home buyer, to refinancing a home or an investment property owner for many years to come.

 

Our team at Highlands Mortgage has many years of experience with a pristine record of client service and success. With this kind of experience backing us rest assured it will be a smooth and seamless process to finance your home. Join the hundreds of people I helped out already and give me the opportunity today to show you how!

What
my Clients are Saying...

 by Kleiner y Yanisbel on Highlands Residential Mortgage, John Picinic
First Home Owner

We recently purchased our home through Highlands, and the entire process was smooth, fast, and successful from start to finish. We truly couldn’t have asked for a better experience.

The team—John, Daniel—was professional, responsive, and supportive throughout every step of the journey. They made what could have been a stressful process feel easy and seamless.

We are incredibly grateful for their dedication, expertise, and outstanding service. We highly recommend Highlands to anyone looking to buy a home. Thank you for making our dream of homeownership a reality!

So Smooth

Very good communication. Very helpful throughout the entire process! Everything went so smooth. VERY friendly staff!

Very Efficient

Very knowledgeable and efficient.

Contact me today for a LOW RATE and LOW LENDER fees!

If you have any inquiries about Highlands Mortgage or are needing to move forward with your residential or commercial loan please fill out the form below and I will be in touch as quickly as possible.

It is my honor to serve you!

    Highlands Residential Mortgage, Ltd. NMLS ID #134871
    Not licensed in the state of New York. | https://www.highlandsmortgage.com/licenses/ | WWW.SML.TEXAS.GOV | www.nmlsconsumeraccess.org