I have purchassed MANY homes and this entire proceess was a breeze. John, Kimberly and Rosalee were professional, efficient, knowledgeable, and proactive. I never would have imagined such a positive overall experience.

Trinity Oaks Mortgage is a first class lender with first class people! They keep you well informed throughout the loan process and I would highly recommend them to anyone looking for a mortgage lender! Thanks, Trinity Oaks team!!

John and his team went above and beyond our expectations! From the initial conversation through closing he kept us informed and up to date with the process. Would definitely recommend

John and his team are the best! They were able to pull off a pivot from one house to the other and still manage a 2 week close 😱. On opening weekend of the film Wicked it is well timed to refer to John as The Wizard of the Mortgage Industry! Thanks so much for all your help!

Great mortgage company!! got loan completed in less than 3 weeks!! They scrambled and got things done even with us moving up closings on them twice. Great communications and people who will go the extra mile for you!!!

John and the team were amazing to work with! As a first time home buyer the team kept me very informed and insured I received the best deal possible. John and his team worked diligently on getting my funding secured within a short amount of time. Because of John and his team, I am a first time home buyer and living the dream! I will continue to take my business to John and team in the future and will recommend them to all my friends and family.

For our second home, which is especially meaningful as it’s for me, my wife, and our future baby, John Picinic and Team Picinic once again exceeded all expectations. Having already had a great experience with John on our first home, I knew we were in good hands. This time, John not only guided us through the process with his usual energy and expertise, but he also went above and beyond to help secure a lower interest rate, making our home purchase even more manageable. His ability to make complex situations feel effortless and enjoyable is truly unmatched. I highly recommend John and his team to anyone looking for outstanding service.

Email communication was great with Team.

John and his team are fantastic. We were able to close on the house faster than we ever thought was possible! They pulled off a 17 day close with a holiday in there. John delivered extremely personalized service and was sensitive to our needs. We can’t recommend this team enough.

John Picnic is wonderful! My house buying experience with him and his team was fast and easy. He answered all my questions when I was filled with fear about the process. I would highly recommend John and Trinity Oaks!

Very responsive

Team Picinic, we’re extremely professional had perfect advice and walked you through every step of the process. They follow up to make sure all your documents are in place, they get you the best interest rate and overall want what’s best for you. I highly recommend Team Picinic for your buying experience.

Team Picnic was amazing during the process. They made navigating the process of purchasing my first home easy. They were always available to answer any questions I had. I could not be more happy with my decision to use team picnic.

Second rodeo in working with John’s team. The engagement and timeliness of the team was top-notch. They handled the laborious loan process quite well. Very impressed! Would absolutely do business again. My attorney and realtor were in awe at the speed that this came off the ground post contract signing. Thank you again!

Awesome streamlined process for our Texas home loan. Much thanks to the entire team! R Vance

We have used John and his team for buying 2 homes. The process was easy and he and his team are outstanding and can close quickly to get the job done. I would refer him to anyone I know buying a house.

Thank you so much everyone who walked me through the whole process. I’m forever thankful

As a 25 yr. old that is still learning everything there is to purchasing a home solo, John was truly a blessing. Any moment that I became anxious or worrisome, John's calm demeanor and laid-back personality was able put me back at ease. He is down-to-earth, personable, and holds true integrity. I will always remember this first purchase on my own. It wouldn't have been possible without John and his team guiding me when I needed it. They don't know it, but I'll always remember them! And John, if you're reading this, thank you from Carter and I.

Wonderfully attentive! - quick response to pre-qual letters - closed remotely- so convenient
1000% recommended!

Good communication made it a painless process. No surprises.

John and his team were very pleasant to work with, I like the fact that John would take out the time to explain some thing to you,that you wouldn’t understand if you’re not a lender or a realtor. I can honestly say that I love the service that I received from John and Emily great job!

Great customer service

Great customer service

Going into this, I didn’t know much regarding the lending side of things. The entire team gave us options, was very professional, and communicated regularly. You can tell from day one the entire team cares about you and what they do. There are not enough positive things I can say about the team

John was so great through this process! No nonsense, a get-it-done guy, yet so personable, friendly and kind. We're grateful to him and all the folks at Trinity Oaks Mortgage for making our home funding painless and easy.

Everyone was professional and very responsive when I have questions. The staff was very proactive and providing information and went above and beyond!

Thank you so much Emily for everything you did for my family. You answered all of our questions and always so very helpful. Thank you all for such great work.

John and team were fantastic. We found a house and had to move cross country in less than a month. They all made every effort to make sure we closed on time…cross country…and they did! This is my fourth or fifth time to use Team Picinic and I couldn’t imagine using anyone else. My realtor bragged about how good John and his team were. Even their listing agent mentioned how great they were! Thank you again!!

So as a first time home buyer the process can be scary and anxiety ridden. I can honestly say that John Picinic and his team made the process easy. They took the time to assure me every step of the way. They and Ashley Curtis (my realtor) were very patient and understanding. They are all passionate about the job they do and helping you achieve your goals and get the home you have dreamed of. He and his team will always be my lender of choice. From John his office staff and his underwriting team, everyone was knowledgeable and professional.

John and team, thank you from the bottom of my heart for your dedication and kindness to me through and after the process. I am forever grateful.
Sincerely,
Coretta S. Harrison

I would definitely recommend John Picinic. He did a refinance for me and I’m self employed, so it’s a challenge. I tried two other companies to get my refinance done and had issues at both. John was fast and able to figure a way to get it all done.

Service was quick and efficient. John, Kimberly and Emily went above and beyond to help us! Trinity Oaks really goes out of their way to help their clients and I highly recommend!

I was so impressed with trinity oaks mortgage. Moving from out of state can be stressful but they made our mortgage experience amazing from the beginning! I never felt like I didn’t know what was going on! Highly highly recommend!!!

I appreciated the quick and thorough responses, the professionalism and courtesy, and being made to feel like I was an important customer. Not to mention working to make my mortgage much more affordable than I thought it would be. All things considered, why would I go anywhere else?

John helped me and my fiancé refinance our home of 16 years and consolidate some of our debt. His knowledge is one of a kind and he isn't afraid to share it with you to better your future. Thanks for all you've done and continue to do for our family John! Looking forward to working with you again in the near future. -The Schilb Family

Helpful and not overbearing. Responsive to all questions in a timely manner.

What an amazing group of people at Trinity Oaks Mortgage. My husband and I purchased our first home and going in we didn't understand anything about the mortgage process. Everyone we spoke to was so knowledgeable and attentive and made us feel comfortable and more educated. Thank you to all of those who made the process so easy for my husband and I. From beginning to end, everyone was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. We would like to thank Johnny, there is simply no possible way this outcome would have been reached if he was not involved - the countless calls, messages, updates and most critically, his very sound advice. Johnny was always quick to respond to any concerns/questions we had. Everyone was very m easy to get hold of and responded quickly which is so important when trying to move things along quickly. Thank you for helping us!!!

From start to finish John and his team have been excellent. This is our second home to purchase with this team. Any time I had problems, concerns, or questions this team has been there to make sure all my worries were handled. Anyone looking into buying a home should plan on utilizing John and his team for the mortgage portion. Thanks again for all you guys do

We have worked with John twice now. He just finished helping us to refinance our house, and he made the process so simple. His whole team was very kind and worked quickly! I highly recommend contacting him if you are even thinking about refinancing, or even if you have any questions about refinancing your home. He can help you out!

John and his team were incredible! This was our first time buying a house and the process was so smooth. Thank you Trinity Oaks Mortgage for helping & guiding us through each step! I will 100% recommend them to anyone who is in need of a lender.

John and his team made the loan process seamless! As first time home buyers you hear all kinds of horror stories and aren’t sure what to expect. However, John and his team not only walked us through the process and what we needed but made us feel valued and supported. They gave us valuable information about our new community and shared in our excitement in every stage of the process. 10/10 would recommend John to family and friends!

I highly recommend working with Trinity Oaks. Their team was very professional, patient, answered our questions quickly, and made the experience pleasant. The app was an added bonus, keeping us up-to-date while away from our laptops. Thanks John and team!

Of all the many mortgage companies I've dealt with over the years, some have been okay, some have been good and some bad. No one can beat Trinity Oaks and John Picnic. This company goes so far beyond what anyone would expect> Their service level is beyond measure and they deserve 10 stars. An absolutely fantastic company to work with.

The whole process was very smooth. Very convinient to upload the required documents and keep watching the progress of my loan application. Everybody at this company was very courteous and helpful at each step of the process. Great people, great service !!!!

John and his team were extremely knowledgeable and professional and helped us navigate the loan process with ease and enjoyment. They definitely know how to treat their clients! I’d recommend anyone to this team for a loan or any other banking need.

The process of buying your first home can seem intimidating. They walked us step by step through the process of getting a loan for our first home and made it simple and easy! They went above and beyond to keep us informed during the process and sent us valuable information about the new area we were moving to! Highly recommend working with them

Excellent service and communication. When a problem with our personal situation was detected, John was able to come up with a very creative solution. Highly recommend!

Easiest close process I've had by far!

This was our first home buying experience and John and Trinity Mortgage helped make it a breeze. John and his team were very transparent through the entire process and kept us up to date on where everything was and what we needed to do next. They go above and beyond to make this special time even better, sending you information on the area you are moving to as well as assisting in getting everything set up to make the loan possible.