John R. Picinic

With a background in high-line auto financing and a ‘larger than life’ personality I am one unique individual! From a young age I was an overachiever in all sports; basketball, football, baseball, and soccer. I loved the challenge and the team work those sports require to win consistently. I was also a detailed and disciplined player which helped my high school football team win 3 consecutive state championships while simultaneously playing for an AAU basketball team that had achieved 8th place in the country and was rated the 4th best basketball player in the United States. I know what it feels like to win!

These same patterns and habits carried over into my career with VIP Mortgage Inc., located here in Colleyville, TX.  I have never been more determined to produce the best possible results for my clients as I am today. I want you to win!

“If you’re feeling frustrated, finding your basic mortgage needs continually compromised by new pages of fine print and fees added to your account, there’s good news — you no longer have to settle. John from VIP mortgage doesn’t charge those outrageous fees other big companies and as first time home buyers we appreciated the additional savings. John is on a broker island all by himself providing excellent customer service and unprecedented turn around times. Want to close in less than 30 Days and have tons of financing options available for you to choose? Call John”
-Hutto, TX 78634

John is fantastic! My wife and I did our due diligence and shopped around for months before deciding to work with John. It was an excellent decision as he is clearly the best at what he does! John is knowledgeable, informative, easy to talk to, and always reachable. Most importantly, he said that he would save us thousands of dollars and he delivered! When we received the final numbers, I was floored by how much we saved. We built a new home and our homebuilders suggested working with their preferred lender in order to take advantage of various cost-saving incentives. However, when we compared proposals, John beat the preferred lender by a wide margin. We could not be happier with the entire process!     

  –  jrossell23 from Jonestown, TX

About VIP Mortgage

Here at VIP Mortgage Inc., in the Heart of The Villages at Colleyville, we specialize in residential financing.  We can accommodate any loan type and not limited to FHA, USDA, VA, Conforming, Jumbo, VA Jumbo, High Balance, Home Ready, Home Possible, 3% Down Payment Conventional, 1% Down Payment with 2% grant from lender Conventional (limited income only), Land, Banks Statement only, and many more. Being a stickler for paperwork has made the home financing process a breeze for my clients and their referral partners.  I am here to serve you!


VIP Mortgage Inc. is the home of low rates and low fees. With over 35 lenders to choose from it allows us to negotiate terms on your behalf without you ever having to make another call to any other lender. We have lenders fighting for your business which in turn delivers you the best terms.  I can help you make your dream a reality.


Out team at VIP Mortgage has over 68 years combined experience with a pristine record of client service and success.  With this kind of experience backing us rest assured it will be a smooth and seamless process to finance your home.  Join the hundreds of people I helped out already and give me the opportunity today to show you how!

What clients are saying….

“Got our tough case to close ON TIME!
John is super knowledgeable about the entire mortgage realm. Our normal home purchase turned crazy at the last minute and John worked his tail off to try and get the deal done and he did-still on the original timeline. I would recommend him to anyone needing a mortgage hands down.”

Leslie Smith from Trophy Club, TX

“We used John for our move from Michigan to Texas this summer. He went above and beyond at every turn. He helped us with all our questions and concerns “

Mike Egyed from Burleson, TX

“John is Great!! Got it done when others said I could Only get Approved for Half of what I Actually Got Approved for. Thanks to John’s hard work and Knowledge of the Industry and even with a 30 Day Close!!”

Cristella from Copper Canyon, TX

John has been the best, most responsive lender. This, being my first home buying experience, I was so nervous. Listening to friends and colleagues, they tell me to be ready for how stressful it will be. Working with John, it has been the complete opposite! It’s been so easy and pleasant! John has walked me through everything and been so patient with me. We close next week and I still can’t believe how painless and stress free it was! Thank you so much, John!!

Gracen Stewart

John and his entire team were a pleasure to work with when originating my home loan for my new home. His open communication style not only with me but with my realtor and title closing agent allowed for a smooth transition from start to finish. I would highly recommend John to others looking for financing for a home.

Robert Grosz

He saved me enough cash over the next 15 years to send my kid to college all while trimming my repayment period by 6 years. He was responsive dedicated to getting me the lowest rate on my mortgage and insurance. Thanks Mr Picinic!

Anntoinette Mcgee

John R. Picinic

RMLO | NMLS #1102509
92 Piazza Lane Suite #100
Colleyville, TX 76034
NMLS #266210
O: 817.479.2823

E-Fax: 817.612.6662

Contact me Today!

If you have any inquiries about VIP Mortgage Inc. or are needing to move forward with your residential or commercial loan please fill out the form below and I will be in touch as quickly as possible. It is my honor to serve you!


Serving: Bedford, Burleson, Colleyville, Euless, Hurst, Keller, Fort Worth, Southlake, Dallas, Mckinney, Plano, Frisco, Roanoke, Denton, Irving, Coppell, Carrolton, Richardson, Houston, Austin, San Antonio, all surrounding cities.