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This was my second time using John for a refi on my house and it went great. John is up front, organized, and always on time. He goes the extra mile for his clients! I appreciate all of your help.
John makes this entire process SO easy. He's fast, efficient and very knowledgeable. Every question I had (and there were A LOT!), John had an answer to. He was always readily available and extremely timely. John even helped me out on a Sunday afternoon, just so I could get exactly what I wanted! I could not have asked for better service.
John and his team have a very personal, hands on approach with their clients. We appreciated the quick response time and attention to detail to help us find the best loan terms that met our needs.
This was my fourth experience buying a house, but the first time working with John. What a difference! This was the smoothest, most timely and pleasant process hands down. He and his team (shout out to Kimberly) kept us informed the whole way and even finalized all the documents a full 10 days before closing. Now that’s service! You are now our “go to” guy. Thanks John!
This was my first home and first time with any type of loan or mortgage. John was recommend to me by my real estate agent, and I am glad he was. My first time talking to John was an absolute pleasure. Full of knowledge and energy and happy to go the extra mile. Laughing and having a great time all while answering all my questions and getting work down. I even put him under some pressure to have everything completed within a month. Of course he knocked it out of the park. I would not hesitate to recommend John to any of my friends or family. Appreciate you John. Keep up the incredible work.
This is the second loan I've done with John and once again it went flawless.
The thing I love most about working with John is once the loan is done he doesn't forget about you. He's been there to answer any questions or idea's I might have throughout the year. He definitely knows his stuff.
Thanks again John for another great experience!
John and his team are an experienced force! It was my first time buying a home and he made the process so easy and not stressful. I will definitely be using him in the future for my next house. Honestly you can’t go wrong with these guys. Thank you so much!
When the plans went wrong with the builder, John and his team still got everything done on time.
I’ve known John through mutual friends and referred a friend to him who told me that John was a magician! So when I finally had the opportunity to work with John on a couple of re-fi’s, he did not disappoint! John and his team were very efficient, communicative, and professional. I cannot say enough about John. He’s amazing at what he does and is equally an amazing person. Thank you!!!!
You and your team were efficient, communicative and constant professionals throughout this emotional process.
I cannot thank you enough for your help with our life transition, we are happy and settled in our new Mediterranean Villa!
Friends 4-ever~xoxo, Newy, Lainie and our girlz, Rosie too, (Scruggs)
John and his team were awesome! This was the 2nd time we have worked with him. Kimberly kept us up to date and let us know when anything was needed from us to get the loan processed and John kept his word by making sure we were good to go before closing. Will be happy to use them again for any of our future mortgage needs!
John and team did a fantastic job for us...again! This is the second time I've used John and most likely won't be the last. He's aggressive, professional, and always available. Thank you John and team!!
John and his team were amazing! From loan application to beyond closing, John provided impeccable service. We will use VIP Mortgage for any future home purchases. Highly recommend John and VIP Mortgage!
John helped me with a refi and as usual was amazing! I am very busy and they made the process easy and efficient. His whole team was very professional and patient with me! Thanks John! AGAIN! 😁
John and his team are efficient and professional. I had a question on a document at closing and John texted back almost immediately with an answer (I’m pretty sure he was on vacation too). Great team, great customer service!
I am in the lending business and I know how hard it can be to get a loan closed. Not only did John get my VA Loan closed but he wrapped it up in two weeks during a government shutdown - That's what I call Epic Customer Service!
From start to finish, the mortgage process was great with John. He is super efficient and very helpful. Thank you again!
John is just amazing!!! He’s a very honest, professional, and knowledgeable loan officer! Everything he told us from the very beginning came to fruition! He truly cares about ALL of his clients! I could tell when he even called me from his family vacation a couple of times!! We can’t thank John enough for taking such great care of us and closing our loan in just a few weeks, without a hitch! We’ve never had a loan close this smoothly before! We will always use John for our mortgage needs and will recommend him to all of our family and friends!!! Truly the best!!!!!
John was an absolute delight to work with on two separate occasions. He did things that I thought would be impossible. I call him a magician. Without hesitation I would refer him to anyone looking for specialized attention without any unexpected disruptions in the process. Superior service on all levels!
John is a really good guy who knows his business. I will recommend John at VIP Mortgage to all my friends and family. I appreciate John for his timely communication and honesty. We always knew what to expect throughout the process of buying our new home. Thank you John.
We were looking to buy a home in Texas from out of state and needed someone we could trust to get the job done without a lot of stress. John was referred to us by a good friend and we couldn't have been happier with the service! John is knowledgeable, efficient, and always available to answer questions. He is a true professional. We would recommend John to anyone!
John and his team, delivered on dates. They were on top of the process even with a short closing window, it all was flawless.
John and his team were amazing. They were cheerful, helpful, professional and answered my many questions and concerns with understanding and care. John was quick to give me a phone call when he could tell I did not understand the process and truly made me feel comfortable in what seemed like a daunting process of purchasing a home. I highly recommend John and his team and am very thankful for their help!
John was very easy to work with and very prompt in handling all documents for signatures. He was very knowledgeable about the whole process and made purchasing our house a pleasant experience. We would definitely use him again.
We were referred to John by a trusted relationship with Sophie Diaz. We have owned 12 homes now in 20 years and have worked with many different brokers/lenders during that time. John stands well above the crowd. He has strong relationships with a variety of lenders and is able to bring excellent options to the table. Beyond his results, John’s communication, transparency and high integrity are very welcomed characteristics during such a stressful process. His calm and collected approach was settling throughout the process. We would not hesitate to use John for our next mortgage.
As someone who works in lending, I can tell you that John knows what he is doing and is excellent to work with. He answered any question I had, made it very clear how the process would work, got me the best rate possible (amid rising mortgage rates), and made sure we met our target closing date - which was less than three weeks from the offer date! I can't recommend him more highly.
John is a true professional! Periodic updates throughout the transaction are so important to keep everyone on the same page. You never have to wonder where things are at when John is the lender. You will get an email when the appraisal is in, when the file is out of underwriting, when it is clear to close, when the CD has been released, etc. He attends closing in case there are any questions, but rarely do his clients even have any. Why is that? Because he has already answered all of them! Thank you John for making all our jobs easier!
John and his team made it happen. He worked with my situation, stood by me, and found solutions when others found it easier to give up. I couldn't ask for anything more.
Fantastic service from inquiry to closing. John is not only excellent and completely engaged in work he obviously loves, but is also surrounded by a team of people just as prompt, thorough and friendly as he is. Processing time to close? Less than a week, it could not have gone more smoothly. Thank you, John!
John truly is the Mortgage Magician! He made the whole process seamless, fast and easy! His affable, engaging personality made the process even more fun and exciting! He was always available for any questions. He was a pleasure to work with. I couldn't ask for more!
You can’t find a better mortgage broker anywhere. Very timely and provides the best options to save you money upfront and in the long run. John Picinic=Saved $$$ + Saved Time the perfect formula when closing on real estate!!!
John and his team go above and beyond to meet and exceed the needs of their clients. As a realtor he’s my go-to guy and as a recent homebuyer myself, there’s no one else I would trust! John is available to his clients and let’s them know that they are truly important.
I'm a realtor, and John did such a great job on loans for my clients, that I used him for my personal mortgage as well! John has great communication and is very easy to work with. Plus, he makes it fun!
John and his team where great and fast to respond to any and all questions at anytime even on weekends. Our loan process was right in the middle of thanksgiving week!! But they got it done!!! They got it done within 10 days 👍🏻
John and his team are absolutely the best!!! They took such good care of us for both our mortgages over the last 3 years. I would recommend him every time!
This is our second mortgage we have obtained using John. He was absolutely wonderful the first time and completely phenomenal the second. If you do not use John you are seriously missing out on the best help with a mortgage you could possibly get. THANK YOU JOHN!!
John was on spot and spot on with his work and help. He always called to guide me or to check in no matter what day or time very easy to work with!!!! Thanks again to John and his team
We were told by 3 mortgage companies that we had no chance of getting a mortgage. My friend referred me to John Picinic and said he was the best. I called and gave him the information and he said he could make it happen. We closed in 30 days! No problems. I will use him for all of my real estate needs in the future and would recommend him to everyone. Thank you John!
I was referred to John thru my realtor and from the first phone call was treated like family,he was patient and so informative even with me not knowing the whole process he walked me thru every step. Some unforeseen problems occurred on my side and John still kept helping and ended up getting us closed in a week!!!! John would txt,email,and even call to make sure I knew what was going on and what to do to make things easier. I will recommend him to any friends and for sure family with out a doubt,he is truly the mortgage magician!!!
I can’t say enough good things about John! To get a loan I thought was Gonna be hard for my situation and not to mention was in a time crunch and John kept in touch thru it all and walked me thru every step and just when I thought it wasn’t enough time for him,he closed in 8 DAYS AND WAS INCREDIBLE!! He made the impossible possible and I will refer everyone in need of a lender to him for sure!
John was great, always able to answer questions and was quick to respond. Made this process as straightforward as possible. To him you aren't a number, he was great to work with.
Can't say enough good things about John and his colleague Kimberly. Without them, I am quite positive that I would have lost the earnest money on my house!
I had started getting a mortgage with a big box bank... but they really did a terrible job! They had given me an approval for a loan 5 times! (Big massive packets in the mail) Then the day after I put a bid on my house, they came back and said they messed up and will take like 2 weeks to re-review stuff. It was a nightmare (This big box bank kept messing up EVERYTHING... was surprised at the terrible service. Like everything. Sometime just basic math.)
So I scrambled and got the contact information for John. I gave him a call and he went into action right away. Fortunately, he was able to get me approval for loans (even though I was in a very unique situation that required a lot of extra work.) He would always pick up my call or respond back to my text messages/voice mails in minutes.
Also shout out to his Colleague Kimberly. She was a delight to work with and made getting all the necessary documents a breeze.
Both very professional. 10/10 would work with again.
I don't know if I would have been able to close on my loans in time if it wasn't for John! Great guy!
John was very organized, efficient and easy to work with. He helped us get financing on a less than perfect house with a very complicated situation from us. We did not think it would be possible to get financing but John worked some magic and got it done. I would recommend him to anyone.
Very communicative and helpful. Informed me on the market loan rates as the time progressed. Helped me lock the rates on time and closed the house on time
John was great to work with. Very timely and informative throughout the process.
Was able to close in (21) days which was a huge selling point to us and the sellers. If it weren't for John's attentiveness and professionalism, there was a very good chance we could have lost the home to another offer.
John Picnic with VIP Mortgage made buying my new house a dream. The process was so fast and easy. John is very pleasant to work with. I would recommend John to anyone who is purchasing a house!
As a first time home buyer, I had a lot of questions and to be honest didn't understand a lot of it at the beginning. John was so patient, knowledgeable and made sure I felt comfortable with the terminology and process. He was always available and quick to respond even on the not-so important questions I had. He was such an integral part in finding my first home. He took the time to build a relationship with me to understand my requests and the factors that were most important to me. I was very impressed by him and the pride he took on his work. Thank you John for helping me in this stressful and very emotional process for me! You are AMAZING!
John was truly incredible to work with. My wife and I being first time home buyers were new to this entire process, and John goes above and beyond the call of duty to help you understand everything all while ensuring everything is completed on time. I would text him on weekends, or late nights, and he was always so quick to respond and answer my questions. Not only was he a pleasure to work with, our interest rate was lower than expected along with our closing costs being lower than expected. My wife and I are very grateful we were able to build a relationship with John, and couldn't have asked for a better first time home buying experience. I highly recommend using John if you are in need of a rock-solid Loan Officer.